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The best payment provider apps for Shopify in 2024

Written by
Adam Sturrock
Published on
June 20, 2024

Shopify, a leading eCommerce platform with a vast user base and a significant share of the eCommerce market, continues to attract merchants worldwide. With its user-friendly interface and scalable features, Shopify caters to businesses of all sizes, from small startups to established brands.

When it comes to payment processing, selecting the right payment provider apps for your Shopify store is crucial for seamless transactions and customer satisfaction. The efficiency and reliability of payment provider apps can impact sales, customer trust, and overall business success.

In this guide, we will explore the best payment provider apps for Shopify in 2024, curated to meet the diverse needs of Shopify merchants. Whether you are a novice in the eCommerce space or a seasoned entrepreneur looking to enhance your payment processing capabilities, our recommendations aim to help you streamline your checkout process and improve customer experience.

Join us as we delve into the top payment provider apps for Shopify that can empower your business and drive growth in the ever-evolving eCommerce landscape.

Shopify, the leading e-commerce platform, is home to over 2 million active stores, representing a substantial 20% of the global e-commerce market. Shopify is especially renowned for accommodating a diverse range of merchants, from newcomers setting up their first store to large enterprises and household brands. Shopify's accessibility for beginners and scalability for major businesses make it an ideal choice for many individuals and businesses.

The platform provides a wide array of free and paid templates, effectively reducing development costs. Additionally, there are specialized Shopify agencies and experts proficient in handling a wide variety of requirements, offering a valuable resource for those who might otherwise need to build a comprehensive in-house team.

However, with over 7,000 Shopify apps available, choosing the right payment provider apps for your Shopify store is crucial for effective business growth and efficient operation. This selection process and the resulting payment provider apps utilized can significantly impact the management and scalability of a Shopify store.

With this in mind, this guide has been crafted with beginner eCommerce store owners to ambitious and sophisticated Shopify businesses in mind. The Shopify payment provider apps we've selected are also immensely beneficial for medium and large Shopify stores that aim to outshine their competitors.

Let's dive into our top payment provider app recommendations for Shopify!

#1 Shopify App Award

1. Affirm pay‑over‑time messaging

Affirm pay‑over‑time messagingAffirm pay‑over‑time messagingPromotional message formAffirm pay‑over‑time messagingAffirm pay‑over‑time messagingPromotional message form

Price: Free

Attain budget-conscious customers with this app that boasts a unique price redefinition tool. Instead of displaying total costs, it shows potential customers how much they would pay on a monthly or bi-weekly basis. By bringing their view down to a flexible payment rate from a lump sum, it may spur more conversions and increase average order values. The process is simple: create a merchant account, and start redefining your product prices from an entirely fresh perspective.

The app is an accessible way to cater to your customer's spending habits, facilitating their purchasing decisions. Showing prices as easy monthly payments can break down barriers to conversion, particularly for high-ticket items. Tailoring the shopping experience to your customers' financial comfort zone can lead to increased customer loyalty and revenue growth.

Having an app that seamlessly integrates payment plans into your store's design broadens the range of consumers you can attract. Craft a customer experience that's centered around realistic and affordable payments, reimagining the way your customers view pricing and fostering a more inclusive shopping environment.

Affirm pay‑over‑time messaging is developed and maintained by Affirm.

Affirm pay‑over‑time messaging has an average rating of 1.4 out of 5 stars with 37 reviews from Shopify stores.

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#2 Shopify App Award

2. Afterpay On‑Site Messaging

Afterpay On‑Site MessagingAfterpay On‑Site MessagingMagically add Afterpay to your store in seconds.Afterpay On‑Site MessagingAfterpay On‑Site MessagingMagically add Afterpay to your store in seconds.

Price: Free

Entice your millennial and Gen-Z customers with attractive, on-site messaging, all thanks to an efficient tool that requires no coding skills. This app enables merchants to customize, preview, and publish highly engaging messages that highlight the availability of a popular payment method - Afterpay. Remember, a diverse payment portfolio can be a potent magnet for an even broader customer base.

The app is largely centered around an easy-to-use visual editor that allows you to create and deploy persuasive callouts across your site to fuel shopping frequency. It is an ingenious method to not only attract new customers but also to promote larger basket sizes and subsequently, stoke sales.

Serving as a powerful tool that supports an-interest-free-buy-now-pay-later scheme, this app seeks to advertise your hassle-free payment method to millions of active customers. Investing in this tool could be a masterstroke - it's a great way to keep your highly engaged millennial and Gen-Z customers informed while increasing shopping frequency and revenue!

Afterpay On‑Site Messaging is developed and maintained by Afterpay.

Afterpay On‑Site Messaging has an average rating of 2.2 out of 5 stars with 41 reviews from Shopify stores.

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#3 Shopify App Award

3. Sezzle Widget

Sezzle WidgetSezzle WidgetSezzle widget placement on merchant websiteSezzle WidgetSezzle WidgetSezzle widget placement on merchant website

Price: Free

Experience a redefined edge in your online store with an efficient tool that effectively showcases payment alternatives directly on your product descriptions and checkout/cart pages. This novel tool's functionality is founded on robust empirical evidence, highlighting a significant increase it triggers in conversions, average order values, and the size of shopper's baskets.

It’s no secret that customers appreciate transparency and ease when it comes to their transactions. This tool proves to be a stalwart ally in delivering exactly that, exhibiting payment options in a dynamic and easily accessible format. Inquisitive shoppers can thereby make informed decisions, elucidating a clear path to purchase and consequently, fostering enhanced shopper satisfaction.

Whether your focus is boosting conversion rates, elevating your average order values, or encouraging larger basket sizes, this tool arms you with a powerful resource to achieve these objectives. Imagine it as a silent but impactful salesman, presenting your payment options artfully and strategically during crucial shopping moments. With this essential tool in your arsenal, you're proceeding a step closer to your prospering eCommerce venture.

Sezzle Widget is developed and maintained by Sezzle.

Sezzle Widget has an average rating of 3.8 out of 5 stars with 89 reviews from Shopify stores.

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4. UnumPay

UnumPayUnumPay01---Customizable DashboardUnumPayUnumPay01---Customizable Dashboard


Effortlessly cater to the payment preferences of your diverse customer base with the mediation platform that integrates various major Payment Service Providers (PSPs). The platform is designed to open up a plethora of local, global, and regional payment options, culminating in improved conversion rates for your business.

Utilize its advanced technology to add indispensable features, effectively manage risk and fraud, and introduce innovative payment methods tailored to facilitate your business's expansion into multiple new markets. This platform empowers Shopify merchants to ensure a user-friendly, seamless payment process, and drive substantial growth in their online business.

A powerful tool for online merchants, this app proves invaluable by enabling you to meet evolving customer payment expectations, whilst bolstering overall business performance and profitability. This powerful platform is adept at providing an end-to-end solution for all your payment needs, laying the groundwork for business expansion and maintaining a smooth customer payment journey.

UnumPay is developed and maintained by Alchemative.

UnumPay has an average rating of 4.4 out of 5 stars with 34 reviews from Shopify stores.

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5. Razorpay Affordability Widget

UnumPayRazorpay Affordability WidgetRazorpay Affordability widgetUnumPayRazorpay Affordability WidgetRazorpay Affordability widget

Price: Free

Acquire more potential customers and nurture the existing ones by empowering them with transparent and accessible payment choices, even prior to final checkout. This novel app allows buyers to easily witness the convenience of payment alternatives such as EMI, Pay Later schemes, and special offers, fostering an informed and assured purchasing experience.

Deftly employed, this tool can aid in the transformation of window shoppers into regular buyers, by showcasing flexibility in payment alternatives right on the product page itself. This not only instills a sense of value in potential customers but also builds trust in the reliability and convenience your Shopify shop offers.

However, to fully take advantage of this tool, ensure that the dependable 'Secure Payment App' is active on your platform, paving the way for smooth transactions. Elevate your e-commerce platform with easy to comprehend, upfront payment options that raise customer buying confidence, without diluting the transparency and security of each transaction.

Razorpay Affordability Widget is developed and maintained by Razorpay Payments.

Razorpay Affordability Widget has an average rating of 2.8 out of 5 stars with 22 reviews from Shopify stores.

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We hope you found this guide on the top payment provider apps for Shopify useful.

Did we miss an app you think should be included in this guide, please let us know!

Top Shopify payment provider apps FAQ

Which payment provider apps do I need for my Shopify store?

You’ll want to take advantage of the many payment provider apps and integrations available to make your Shopify store the best it can be. Every payment provider app highlighted in this article can help take your Shopify store to the next level! With that said, if you can't find what you're looking for in this guide, we recommend checking our comprehensive list of every Shopify payment provider app!

What is the best payment provider app for Shopify?

The Shopify App Store is always adding new apps, but by analyzing merchant reviews, average ratings, estimated install counts, pricing and other signals we've identified that Affirm pay‑over‑time messaging is one of the top Shopify payment provider apps available for merchants in 2024.

With that said, it’s not always the best idea to just go for the most popular app or our recommendations. Always look at how many Shopify stars the app has and what the reviews are saying about the app itself. Where possible, we highly recommend testing apps you are considering by leveraging free trials before commiting to any fixed monthly subscription costs.

Why do I need to install a Shopify payment provider app?

Whilst Shopify comes with a broad range of features and capabilities out of the box, many payment provider apps go above and beyond what Shopify can provide. Every store has unique requirements and a diverse range of apps are available to meet these needs.

How many payment provider apps are recommended for Shopify?

We recommend including atleast one payment provider app for your Shopify store if this type of app would be beneficial for your store. There are a lot of free options out there and some great payment provider apps that will help you run your business as smoothly as possible.

Can I build my own custom payment provider app for Shopify?

The short answer is yes ofcourse! Shopify provides a lot of great documentation to build payment provider apps.

The longer answer is that you should weigh up the upfront time, resources and costs of building a custom apps vs finding a payment provider app that handles the majority of your requirements for free or for a low monthly fee.

Ofcourse if you can't find a suitable payment provider Shopify app to meet your needs then it's definitely worth investigating what it would take to build the app of your dreams!


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